Instant Shipping Insurance
All-Risk Coverage in a Few Simple StepsCanada’s 🇨🇦 Only Automated Insurance for Parcel, Freight & Marine Cargo.
Trusted by Businesses and Private Sellers for High-Value Protection
Three Simple Steps to Instant Coverage
1. Get Your Instant Quote
- Enter the value of your shipment
- Cover your product value and shipping cost
- Insure up to $500,000 per shipment
2. Tell Us About Your Shipment
- Enter your product, shipping and address details
- Domestic and International coverage
- Full coverage across Truck, Ocean, and Air
3. Confirm & Get Covered
- Secure your coverage in one single click
- Certificate is instantly and uploaded to your account
- Full financial backup for loss, theft or damage
Why Businesses & Private Sellers Trust ShipSimple for Shipping Insurance
"So simple... took about 2 minutes,
such a great easy, efficient system!"
âś… High Coverage Limits
âś… Fast, Hassle-Free Claims
âś… Automated Certificates
– Sarah K.
âś… Up to $250K (Parcel) $500k (Freight) Coverage – 20x the courier / carrier limits.
✅ Domestic and International Shipment Protection
âś… Minimize Loss, Maximize Recovery – Avoid costly setbacks from damage or loss.
âś… Multi-Courier / Carrier Coverage – Insure shipments with all major couriers
âś… Fast, Easy Claims – Get payouts quickly — no red tape.
âś… Flat, Low Premiums – No deductibles for parcel. Predictable, business-friendly pricing.
âś… Build Customer Confidence – Show your customers you take shipping seriously.
âś… Backed by the Best in the Business – We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
âś… Industry-Leading Coverage & Financial Strength – Rated “A” by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
All Risk Shippers Interest Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
ShipSimple Freight Insurance vs. Standard Carrier Liability
Don’t let unexpected losses derail your business. While standard carrier liability offers minimal protection, ShipSimple provides comprehensive, stress-free insurance designed for the modern Canadian business, covering your goods across land, ocean, and air.
Feature |
ShipSimple |
Standard Carrier Liability |
Why This Matters for Your Freight |
Coverage Limits |
Up to $250,000 for Parcels. Up to $500,000 for Freight | Typically $100 – $500 (parcel), $2/lb – $25/lb (freight) | Financial Risk: Your business bears the brunt of losses beyond these minimal limits, regardless of how your goods travel. |
Coverage Type |
All-Risk Shipper’s Interest (Covers Most Perils) | Limited Perils (Covers only specific, few events) | Peace of Mind: “All-Risk” covers far more scenarios, protecting against theft, damage, loss, and more, across all transportation methods. |
Deductibles |
None for Parcel | Often Applicable | True Value:Â No hidden costs eating into your reimbursement, whether for a small package or a large cargo. |
Claim Process |
Fast, Easy, No Red Tape! | Slow, Complex, High Burden of Proof | Business Continuity:Â Get back on track quickly with our streamlined process, minimizing downtime across your entire supply chain. |
Proof Required |
Simple Online Reporting | Extensive Documentation & Investigation | Time Saved:Â Focus on your business, not endless paperwork, regardless of the shipment type. |
Payer |
Backed by CNA (A-rated Global Insurer) | Carrier (Internal Process) | Reliability:Â Confident in secure, timely payouts from an industry leader, for any type of shipment. |
Applicability |
Covers All Major Carriers/Couriers | Limited to Specific Carrier/Couriers | Flexibility:Â Use your preferred carriers (land, ocean, or air) while maintaining consistent, high-level protection. |
Cost-Benefit Analysis: The Value of Shipping Insurance
- With ShipSimple Shipping Insurance: Your payout would be the full $45,000 (minus any applicable deductible), ensuring full financial recovery.
- With Standard Carrier Liability: A total loss of a $45,000 shipment would result in a payout of as little as $100 to $500, leaving your business to absorb a catastrophic loss of over $44,500.
Helping Businesses grow across Canada 
5 Star Reviews
Speak for themselves – check out what other businesses are saying!
“We move containers overseas monthly, and marine insurance with ShipSimple is the smartest decision we’ve made. One storm-related delay led to damaged product – and we were fully covered. Their team handled it like pros.”
Raj M., Logistics Manager, Canadian Home Goods Exporter
“Unbelievably Fast Coverage! I used to dread getting shipping insurance – it took forever. With this platform, I got an instant quote and the coverage certificate in literally under two minutes. Zero paperwork, zero fuss. It’s changed how fast I can process orders.”
George P., E-commerce Manager
“We insured a full container of art pieces going to Europe. When part of the cargo was affected by water damage, ShipSimple’s claim process was clear and surprisingly quick. Professional and reliable from start to finish.”
Elena G., International Art Dealer, Toronto
“Instant Quotes, Zero Hassle The promise of “no hassle” is completely true. The instant quote feature is seamless, and being able to generate the actual insurance certificate in the same minute is a lifesaver. Reliable coverage that doesn’t slow down my fulfillment process.”
Mark D., Logistics Coordinator
“One of our refrigerated shipments of organic products failed due to a temperature spike in transit. We had ShipSimple freight insurance, and it saved us from a total loss. Quick claim turnaround, no drama.”
Chris L., Operations, Natural Food Company, BC
“A must-have for luxury watch sellers. When you’re shipping watches worth thousands, one lost parcel can wreck your month. ShipSimple’s coverage gives me total confidence with every shipment. I’ve filed one claim – painless, fully covered, and resolved faster than expected. I recommend it to every serious seller I know.”
– Amir K., Owner, (Montreal, QC)
“Quickest Insurance Process Ever! Getting coverage used to involve forms and waiting. Now, I pull a quote, pay, and have the instant certificate filed away in less than 90 seconds. Truly fast and incredibly easy. Highly recommend.”
Alex P., Fulfillment Specialist
Protect Your Shipments,
Protect Your Bottom Line
Blog
The Bill of Sale & Appraisals: How Watch Private Sellers Secure Shipping Insurance with ShipSimple
 Key Takeaways Private Seller Access: ShipSimple is a dedicated insurance platform that allows individual collectors to access "All-Risk" coverage up to $250,000 per parcel, a limit usually reserved for commercial entities. Proof of Value is the Solution: Providing a...
Couriers vs. ShipSimple: Why Courier Insurance Fails Luxury Watch Sellers
Key Takeaways Carrier Limitations: FedEx, UPS, and DHL often cap declared value at $1,000–$50,000, leaving luxury watches (Rolex, Patek Philippe) underinsured. The Business License Myth: Unlike traditional commercial policies, ShipSimple provides high-value coverage...
Why High-Value Watch Sellers Trust ShipSimple for Shipping Insurance in Canada
Key Takeaways Independent Coverage Layer: ShipSimple provides an all-risk insurance overlay for parcels moved by Canada Post, FedEx, UPS, and DHL, bypassing the low liability limits of these carriers. Industry-Leading Limits: Access professional coverage up to...