Canada’s Automated Shipping Insurance
PARCELS UP TO $250K · FREIGHT UP TO $500K

Food & Beverage Shipping Insurance

Wine, spirits, coffee, tea and shelf-stable specialty foods, insured at invoice value.

  • Freight up to $500,000, from $49.94
  • Parcels up to $250,000, from $2.95
  • A freight deductible may apply, shown on your certificate
  • Perishable and temperature-controlled goods: reviewed by our underwriter before cover
Instant Quote
SHIPMENT TYPE
ESTIMATED PREMIUM
$225.00
per shipment
up to $500K per shipment
Get an Instant Quote

Estimate based on standard rates for food & beverage shipments. Final premium shown before you pay.

UNDERWRITTEN BY An A-Rated Global Insurer BROKERED BY Marsh Canada Rated A by AM Best & S&P
HOW IT WORKS

Your Food & Beverage Shipment, Covered in Three Steps

Step 2 of 3 · See Your Instant Price · under 2 minutes start to covered

WHERE IT GOES WRONG

Why Food & Beverage Outgrows Carrier Liability

01

Crushed and broken cases

Stacked pallets shift and crush cases in transit. Breakage from a handling accident is covered. For damage, we pay the reasonable cost of repair.

02

Rejected deliveries

Retailers reject damaged cartons on the dock, the loss lands on you, not the carrier.

03

Theft of premium goods

Wine, spirits and specialty foods are top-five theft targets, easy to sell, hard to trace.

COMPARE YOUR OPTIONS

Other Coverage vs. ShipSimple All-Risk

For a food & beverage shipment with a declared value of $30,000

WHAT MATTERS
LTL Carrier
Dry Van Carrier
ShipSimple All-Risk
Payout on loss or damage
Capped by weight or a declared-value limit
Capped, and only if fault is proven
$30,000
Your out-of-pocket loss
$30,000
$30,000
Deductible only
Storms, flood and other natural events
Usually excluded
Usually excluded
Covered
Shipment handled by several carriers
Carriers blame each other
You are caught in the middle
Paid to you, whoever had it
How claims are handled
A slow, adversarial process
You chase the carrier
Filed online, paid directly to you
What you need to claim
Proof the carrier was negligent
Proof the carrier was negligent
Photos and a description of the damage, or tracking that shows non-delivery. No need to prove carrier negligence.
Who gets protected
The carrier
The carrier
You are
ON THE DOCK

A $30,000 Wine Shipment Is Rejected.What Actually Gets Paid?

Crushed cases at the receiver’s dock. On a standard bill of lading, carrier liability pays by the kilogram, not the vintage.

TYPICAL CARRIER LIABILITY
$600
SHIPSIMPLE ALL-RISK
$30,000

Invoice value up to your declared value, paid to you as the cargo owner, regardless of fault.

WHAT’S COVERED

All-Risk, Warehouse to Warehouse

All-risk shipping insurance from ShipSimple covers theft, damage, loss and water damage on every leg, with every major carrier. Cover runs warehouse to warehouse, when declared at booking.

Wine, beer & spirits
Specialty & packaged foods
Coffee, tea & cacao
Non-perishable ingredients
Retail & DTC shipments
Import & export ocean legs
WHY SHIPSIMPLE

Built for Businesses That Ship High-Value Goods

$500K

Per-shipment coverage. Up to $250,000 per parcel and $500,000 per freight shipment.

$2.95

Coverage starts here. Flat, predictable premiums. No deductible on parcel.

A

Rated A by AM Best & S&P. Backed by one of North America’s largest commercial insurers and brokered by Marsh Canada.

1-click

Certificate in under 2 minutes. Bind coverage online and your certificate is issued to your account.

FROM SHIPPERS LIKE YOU

Trusted When It Counts

“My business has fragile F&B items and I've been looking for a reliable insurer for the parcels I'm delivering. Glad I found Ship Simple.”
Christina C.
Food and beverage business · Google review
“My watches on Chrono24 only trust these guys when selling. Quick and easy with the automation and the best customer service when you need it.”
Jake
Google review
“The second shipment 2 weeks later took at most 15 minutes to have in place. In today's world where so many companies want you to jump through hoops, working with Ship Simple was a pleasant surprise and we will continue to use their services.”
Gerry M.
Importer, containers from China · Google review
FROM THE BLOG

Food & Beverage Shipping, Explained

All articles
FAQ

Food & Beverage Questions, Answered

Yes, lawful shipments, paid at invoice value, up to your declared value. A freight deductible may apply, depending on the goods, and is shown on your certificate. Parcel shipments of alcohol need approval before shipping. Loss from temperature change is not covered.

No. Perishable and temperature-controlled goods are excluded, and so is spoilage without an external cause. Shelf-stable goods are covered for physical loss, damage and theft.

Yes. Coverage works with Canada Post, UPS, FedEx, Purolator and DHL, plus LTL and FTL trucking, rail, ocean and air carriers. If yours isn’t listed, email support@shipsimple.ca.

Parcel shipments have no deductible. A freight deductible may apply, depending on the goods, and is shown on your certificate.

Yes. Domestic and international shipments are covered, as long as the origin and destination countries aren’t restricted.

No. Coverage has to be in place before the carrier picks the shipment up.

Firearms, ammunition and explosives; perishable, temperature-controlled and pharmaceutical goods; cash, gift cards, bullion and raw precious metals or stones; live animals and plants; and anything illegal to ship. Heavy machinery is covered on freight only. Alcohol, dangerous goods and tobacco can be insured with approval.

All-risk coverage against loss, theft and damage in transit, at invoice value up to your declared value, with limits of up to $250,000 per parcel and $500,000 per freight shipment.

Click File a Claim next to the shipment in your account, add photos, your invoice and tracking, and submit. Keep the packaging and the damaged item until the claim is settled. Claims are paid directly to you, with no need to prove the carrier was at fault.

Everything we cover, our limits and our exclusions are on the What We Cover page.

More questions → FAQ

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Protect Your Next Food & Beverage Shipment

From $2.95 per parcel · No deductible on parcel · Certificate in under 2 minutes