Canada’s Automated Shipping Insurance
PARCELS UP TO $250K · FREIGHT UP TO $500K

Musical Instrument Shipping Insurance

Guitars, strings and brass lose value with a single crack. Insure it at invoice value, up to your declared value.

  • Parcels up to $250,000, from $2.95
  • Freight up to $500,000, from $49.94
  • No deductible on parcel; a freight deductible may apply
  • Paid at invoice value, up to your declared value, regardless of fault
Instant Quote
SHIPMENT TYPE
ESTIMATED PREMIUM
$190.00
per shipment
up to $250K per parcel
Get an Instant Quote

Estimate based on standard rates for instrument shipments. Final premium shown before you pay.

UNDERWRITTEN BY An A-Rated Global Insurer BROKERED BY Marsh Canada Rated A by AM Best & S&P
HOW IT WORKS

Your Musical Instruments Shipment, Covered in Three Steps

Step 2 of 3 · See Your Instant Price · under 2 minutes start to covered

WHERE IT GOES WRONG

Why Instruments Outgrow Courier Coverage

01

Drops and crushing

Cases get dropped and crushed on conveyors and lift gates. A snapped neck or cracked top from a handling accident is covered at the declared value.

02

Vintage value disputes

A 1962 Strat is not a $300 replacement guitar, but that’s how weight-based liability prices it.

03

Fault fights

Courier claims pay only when the courier accepts fault, and only up to its cap. All-risk pays without proving fault.

COMPARE YOUR OPTIONS

Other Coverage vs. ShipSimple All-Risk

For an instrument shipment with a declared value of $9,500

WHAT MATTERS
Courier Declared Value
Homeowner’s Policy
ShipSimple All-Risk
Payout on loss or damage
Capped by weight or a declared-value limit
Capped, and only if fault is proven
$9,500
Your out-of-pocket loss
$9,500
$9,500
$0, no deductible
Storms, flood and other natural events
Usually excluded
Usually excluded
Covered
Shipment handled by several carriers
Carriers blame each other
You are caught in the middle
Paid to you, whoever had it
How claims are handled
A slow, adversarial process
You chase the carrier
Filed online, paid directly to you
What you need to claim
Proof the carrier was negligent
Proof the carrier was negligent
Photos and a description of the damage, or tracking that shows non-delivery. No need to prove carrier negligence.
Who gets protected
The courier
Your home insurer
You are
IN SORTATION

A $9,500 Vintage Guitar Is Crushed in Sortation.What Actually Gets Paid?

The case is crushed and the neck snaps. The courier’s declared-value cap pays $100.

TYPICAL CARRIER LIABILITY
$100
SHIPSIMPLE ALL-RISK
$9,500

Invoice value up to your declared value, paid to you as the cargo owner, regardless of fault.

WHAT’S COVERED

All-Risk, Warehouse to Warehouse

All-risk shipping insurance from ShipSimple covers theft, damage, loss and water damage on every leg, with every major carrier. Cover runs warehouse to warehouse, when declared at booking.

Guitars & fretted instruments
Orchestral strings
Brass & woodwinds
Keyboards & synths
Pro audio & touring gear
Vintage & collector sales
WHY SHIPSIMPLE

Built for Businesses That Ship High-Value Goods

$500K

Per-shipment coverage. Up to $250,000 per parcel and $500,000 per freight shipment.

$2.95

Coverage starts here. Flat, predictable premiums. No deductible on parcel.

A

Rated A by AM Best & S&P. Backed by one of North America’s largest commercial insurers and brokered by Marsh Canada.

1-click

Instant certificates. Bind coverage and your certificate is issued to your account immediately.

FROM SHIPPERS LIKE YOU

Trusted When It Counts

“So simple... took about 2 minutes, such a great easy, efficient system!”
Sarah K.
ShipSimple customer
“My watches on Chrono24 only trust these guys when selling. Quick and easy with the automation and the best customer service when you need it.”
Jake
Google review
“The second shipment 2 weeks later took at most 15 minutes to have in place. In today's world where so many companies want you to jump through hoops, working with Ship Simple was a pleasant surprise and we will continue to use their services.”
Gerry M.
Importer, containers from China · Google review
FROM THE BLOG

Musical Instruments Shipping, Explained

All articles
FAQ

Musical Instruments Questions, Answered

Declare the value from a recent sale, dealer listing or appraisal when you quote. Ship in a hard case inside a box. Coverage goes up to $250,000 per parcel with no deductible.

By the declared value you support with a sale record, listing or appraisal. That is what a covered claim pays.

Shipped legs with carriers are covered. Gear left unattended at venues is not.

Parcel shipments have no deductible. A freight deductible may apply, depending on the goods, and is shown on your certificate.

Yes. Coverage works with Canada Post, UPS, FedEx, Purolator and DHL, plus LTL and FTL trucking, rail, ocean and air carriers. If yours isn’t listed, email support@shipsimple.ca.

Yes. Domestic and international shipments are covered, as long as the origin and destination countries aren’t restricted.

No. Coverage has to be in place before the carrier picks the shipment up.

Firearms, ammunition and explosives; perishable, temperature-controlled and pharmaceutical goods; cash, gift cards, bullion and raw precious metals or stones; live animals and plants; and anything illegal to ship. Heavy machinery is covered on freight only. Alcohol, dangerous goods and tobacco can be insured with approval.

All-risk coverage against loss, theft and damage in transit, at invoice value up to your declared value, with limits of up to $250,000 per parcel and $500,000 per freight shipment.

Click File a Claim next to the shipment in your account, add photos, your invoice and tracking, and submit. Keep the packaging and the damaged item until the claim is settled. Claims are paid directly to you, with no need to prove the carrier was at fault.

Everything we cover, our limits and our exclusions are on the What We Cover page.

More questions → FAQ

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Protect Your Next Musical Instruments Shipment

From $2.95 per parcel · No deductible on parcel · Certificate issued instantly