ShipSimple - Instant Shipping Insurance Canada
CANADA’S AUTOMATED SHIPPING INSURANCE

Full Value Shipping Insurance, Under Two Minutes

All-Risk Shipper’s Interest Insurance for Domestic and International Parcel, Freight and Marine Cargo Shipments

  • Parcels up to $250,000, from $2.95
  • Freight up to $500,000, from $49.94
  • Paid on the full declared value, regardless of fault
  • Claims filed online and paid directly to you
UNDERWRITTEN BY An A-Rated Global Insurer BROKERED BY Marsh Canada Rated A by AM Best & S&P
TWO PRODUCTS

Built for What You Ship

An open container at the Port of Montreal revealing a strapped crate at golden hour

Freight & Marine Cargo

All-risk coverage for LTL, FTL, rail, intermodal, ocean and air freight, domestic and international. Covers theft, damage and loss on the full declared value, warehouse to warehouse when declared at booking. Carrier liability on a standard bill of lading is $4.41 per kilogram.

$500,000
max per shipment
$49.94
coverage starts at
Explore freight coverage
A sealed parcel on a desk with the Toronto skyline behind

Parcel & Small Package

All-risk coverage for high-value parcels shipped with Canada Post, UPS, FedEx, Purolator and DHL. Insure one parcel or every order, with no deductible, no volume minimums and a certificate issued the moment you pay.

$250,000
max per parcel
$2.95
coverage starts at
Explore parcel coverage
PREMIUM CALCULATOR

What would covering your next shipment cost?

Slide to the value of your goods, then build the full insured value the way marine underwriters do, cost of goods + shipping + a 10% buffer, known as CIF+10%. Premiums stay flat and predictable.

Estimates based on typical rates. Your exact premium is confirmed instantly when you quote, no obligation.

Premium Calculator
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THE COVERAGE GAP

A $45,000 shipment is lost in transit.What actually gets paid?

Courier liability often stops at $100. Freight liability on a standard bill of lading is $4.41 per kilogram. Both pay only when the carrier is proven at fault.

TYPICAL CARRIER LIABILITY
$100

Capped by weight or a declared-value limit, paid only if the carrier is at fault, after a slow claims process.

SHIPSIMPLE ALL-RISK
$45,000

The full invoice value, paid directly to you as the cargo owner, regardless of fault, with no deductible on parcel.

THE JOURNEY OF A SHIPMENT

Four Places Coverage Fails, and One Where It Doesn’t

At every risk point along the route, carrier liability finds a reason not to pay. All-risk doesn’t.

AT THE DEPOT

Dropped in handling

A forklift punctures a $30K skid of electronics.

Carrier pays~$800
All-risk pays$30,000
IN TRANSIT

Stolen from a trailer

Verisk CargoNet reports stolen cargo value up 60% to about $725M in a year.

Carrier pays$0
All-risk pays$52,000
AT THE PORT

Water damage

Ocean carrier liability limits leave a $100K container covered for about $7,000.

Carrier pays~$7,000
All-risk pays$100,000
ON ARRIVAL

Crushed on the tailgate

A lift-gate drop shatters an $18K pallet on delivery.

Carrier pays$0
All-risk pays$18,000
WHY ALL-RISK

All-Risk Coverage vs. Standard Carrier Liability

All-risk shipper’s interest insurance protects the owner of the cargo, you, for the full declared value, regardless of fault. Carrier liability protects the carrier: limited perils, negligence required, payouts capped by weight.

FEATURE
ShipSimple All-Risk
Carrier Liability
Coverage limits
Up to $250K parcel · $500K freight
$100 to $500 parcel · $4.41/kg freight on a standard bill of lading
What’s covered
All-risk, theft, damage, loss, water, impact and handling damage
Limited perils, many exclusions
Fault requirement
None, pays you regardless of fault
Must prove carrier negligence
What you need to claim
Photos and a description of the damage, or tracking that shows non-delivery
Proof the carrier was negligent
Deductibles
None for parcel
Often applicable
Claims
Simple online reporting, paid directly to you
Slow, and you must prove negligence
Who pays you
An A-rated global insurer
The carrier’s internal process
WHY SHIPSIMPLE

Full value. No fault. No phone calls.

Carrier liability protects the carrier. ShipSimple insures the goods themselves, so when something goes wrong, you get the full declared value back, fast.

All-risk, full value

Theft, damage, loss, water, handling, the full declared value, paid to you regardless of who was at fault.

$500K max per shipment

Instant certificates

Quote, click, covered. Your certificate is issued to your account the moment you bind, no broker, no callbacks.

2 min quote to certificate

Claims Filed Online

File online with your invoice, photos and tracking. Claims are paid directly to you, with no need to prove the carrier was at fault.

Online filed and tracked online

Every major carrier, one account

Canada Post, UPS, FedEx, Purolator and DHL, plus LTL and FTL trucking, rail, ocean and air, domestic and international, all from one ShipSimple account.

All carriers, one account
View over the Toronto skyline and waterfront at sunrise from an office window
ESTABLISHED & BACKED

Backed by One of
North America’s Largest Commercial Insurers

ShipSimple is a Canadian insurance technology company. Every policy is underwritten by a global commercial insurer rated A by AM Best and S&P, and backed by our broker, Marsh Canada, so the promise behind your certificate holds when it matters.

Underwritten by an A-rated insurer (AM Best & S&P) Brokered and backed by Marsh Canada Licensed Canadian brokerage 🍁 Up to $500,000 of all-risk coverage per shipment Certificates accepted by every major carrier
INSURANCE BY INDUSTRY

Specialty Coverage for What You Ship

Shipping insurance built around the goods you move, from aerospace parts to fine art. Choose your industry to see coverage limits, common risks and answers to the questions shippers ask most.

FROM OUR SHIPPERS

Trusted When It Counts

“My watches on Chrono24 only trust these guys when selling. Quick and easy with the automation and the best customer service when you need it.”
Jake
Google review
“The second shipment 2 weeks later took at most 15 minutes to have in place. In today's world where so many companies want you to jump through hoops, working with Ship Simple was a pleasant surprise and we will continue to use their services.”
Gerry M.
Importer, containers from China · Google review
“The platform itself is intuitive and easy to use. Processing certificates is quick, which matters when you're shipping multiple orders daily.”
Adam M.
E-commerce business · Google review
★ See what our customers are saying on Google →
A
AM Best & S&P insurer rating
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Maximum coverage per shipment
Online
claims filed and tracked in your account
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Google rating, 100 reviews
FAQ

Questions, Answered

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More questions? Read the full FAQ or talk to a real human, Canadian business hours.

FROM THE BLOG

Shipping Risk, Explained

View all articles
Parcel
Oct 9, 2026

Lost Package Claim: 7 Proven Steps for a Missing Parcel

Delay is not an insured peril, and a doorstep scan ends transit coverage. What to do, in order, when a parcel goes missing.

Read article →
Freight
Oct 5, 2026

Freight Damage Claim: Why the Bill of Lading Pays $4.41 a Kilogram and What Actually Covers the Pallet

Seven realities of a carrier damage claim, and why weight-based liability rarely comes close to the invoice.

Read article →
Shipping
Sep 30, 2026

Peak Season Shipping Costs: Avoid Costly Q4 Mistakes

Surcharges, capacity and claim volume all climb in Q4. The mistakes that cost shippers most, and how to plan around them.

Read article →

Protect Your Shipment in Under 2 Minutes

From $2.95 per parcel · No deductible on parcel · Certificate issued instantly

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Free account · No Subscription or Minimums · Quote to Certificate in under two minutes