Jewelry & Watch
Shipping Insurance
Because you're not just shipping - you're safeguarding someone's future heirloom.
Whether it’s a diamond ring, a gold chain, or a limited-edition Rolex, your shipments carry more than monetary value.
One mistake can damage your brand and cost you thousands.
ShipSimple offers specialized protection up to $250,000 (Parcel) $500,000 (Freight), for jewelry and watch retailers requiring premium coverage and peace of mind.
Shipping Jewelry and Watches Shouldn't Feel Like a Coin-Toss
Eliminate The Risk
You’re shipping pieces that could be worth tens — or hundreds — of thousands.
Whether it’s a diamond ring, gold chain, or luxury timepiece, one misstep in transit can cost you more than money — it can damage your brand, break customer trust, and jeopardize future sales. Standard carrier liability isn’t built for goods like yours. We are.
The Risk:
❌ Lost or stolen shipments with no reimbursement
❌ Damaged pieces, missing stones, or scratched watches
❌ Complex, slow claims processes
❌ Insurance that doesn’t understand luxury
How We Help
ShipSimple specializes high-value, fragile shipments — just like yours. Whether you’re a luxury jeweler, watch retailer, or private seller, our specialized insurance protects your pieces in transit from loss, theft, or damage. So your reputation, revenue, and customer experience stay intact.
What We Offer:
✅ Full coverage up to $250,000 (parcel) $500,000 (freight) per shipment
✅ Fast and fair claims – most resolved in under 10 days
✅ Coverage for local, national, and international shipments
✅ No paperwork hassle – just a few clicks to insure
✅ White-glove support and a dedicated claims specialist
✅ Click here for a some tips on how to package & insure your artwork for safe transit
How it Works:
Instant Quotes

Enter
Product Details

Enter
Shipment Details

Purchase
Your Coverage

Policy
Activated!
Why Top Jewelry Brands Use ShipSimple
You’re not shipping parcels — you’re shipping precision, prestige, and pieces that carry real value.
We get it — and our insurance is built specifically for high-value goods like yours:
- Tailored for Jewelry & Luxury Timepieces — Not Generic Parcels
Standard carrier insurance treats your shipment like any other box. We don’t. Ours is purpose-built for high-value, high-risk goods like fine jewelry and watches — covering theft, damage, and mysterious disappearance.
- Backed by the Best in the Business
We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
- Industry-Leading Coverage & Financial Strength
Rated A by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
- Up to $250K (Parcel) $500k (Freight) in Protection Per Shipment
Whether it’s a $10K watch headed to a boutique or a $200K necklace on its way to a VIP client, we scale our coverage to your risk — no ceiling too high.
- Global Coverage with Trusted Carriers
We work with all major couriers, ensuring your shipments are insured whether they’re going across the city or across the ocean.
- White-Glove Claims Support
If something goes wrong, our expert claims team works fast — resolving most claims quickly, so you can get back to business.
- Simple, Instant Quotes — No Red Tape
Skip the phone calls and paperwork. Insure your art shipment in less than 2 minutes, 100% online.
ShipSimple Insurance vs. Standard Carrier Liability
Shipping jewelry, watches, and other precious items demands the highest level of security and specialized insurance. These items are inherently high-value, often unique, and highly susceptible to theft or damage. ShipSimple offers comprehensive “All-Risk” insurance designed to safeguard your most exquisite creations and valuable inventory.
Feature | ShipSimple | Standard Carrier Liability | Why This Matters for Your Freight |
Coverage Limits | Up to $250,000 for Parcels, Up to $500,000 for Freight | Typically $2/lb – $25/lb (often max $5000 per shipment) | Unmatched Value: Essential for protecting individual pieces or collections whose value can be hundreds of thousands, far exceeding minimal carrier limits. |
Coverage Type | All-Risk Shipper’s Interest (Covers Most Perils) | Limited Perils (Covers only specific, few events) | Comprehensive Safeguard: Protects against a wide range of unique risks, including theft, mysterious disappearance, and specific damage to delicate pieces. |
Deductibles | None for Parcels | Applicable | Full Recovery: Ensures you receive the full declared value without deductions, crucial for high-value, often irreplaceable items. |
Claim Process | Fast, Easy, No Red Tape! | Slow, Complex, High Burden of Proof | Business Continuity: Expedites financial recovery, allowing you to replace inventory or fulfill orders quickly, maintaining customer trust. |
Proof Required | Simple Online Reporting | Extensive Documentation & Investigation | Discretion & Efficiency: Reduces administrative burdens and streamlines processes for sensitive, high-value shipments. |
Payer | Backed by CNA (A-rated Global Insurer) | Carrier (Internal Process) | Reliability & Trust: Confidence in a strong, reputable insurer to handle claims for high-value and unique items. |
Applicability | Covers All Major Carriers (Multi-Carrier) | Limited to Specific Carrier | Flexible Shipping: Use your preferred secure carriers or general couriers with consistent, high-level protection. |
Cost-Benefit Analysis: The Value of Shipment Protection
- With ShipSimple Freight Insurance: Your payout would be the full $20,000 (minus any applicable deductible), ensuring full financial recovery.
- With Standard Carrier Liability: A total loss of a $20,000 shipment would result in a payout of as little as $100, leaving your business to absorb a catastrophic loss of over $19,000.

5 Star Reviews
Speak for themselves — check out what other businesses are saying!
FAQ's
What types of jewelry and watches does ShipSimple cover?
We insure a wide range of high-value items – including diamond rings, gold chains, bracelets, earrings, luxury watches (like Rolex, Omega, Patek Philippe), custom designs, and antique or heirloom pieces. Whether you’re shipping a single item or multiple pieces, we’ve got you covered.
How do I ensure coverage for high-value shipments?
You can insure shipments up to $250,000 for parcel and $500,000 for freight through our platform — with custom options available for higher values. Just provide the item description, value, and destination at time of shipment. No lengthy forms or appraisals required upfront.
What if the package is marked as delivered but the customer didn’t receive it?
ShipSimple offers protection even in the case of “delivered but not received” claims. If signature confirmation was used and a package goes missing, we’ll investigate and resolve the issue swiftly — often in under 10 business days.
Can I use my own courier/carrier?
You sure can! We provide insurance for shipments created with Canada’s top couriers, including Canada Post, Purolator, GLS, Loomis, and more. Click here to see the full list of approved couriers. If you don’t see your preferred courier, no problem! Just reach out to us, and we’ll work with you to coordinate coverage.
Is there a deductible or additional fees involved?
For parcel coverage, there are no deductibles, additional fees, or service charges. What you see is what you pay.
For freight coverage, a deductible may be applicable at the time of your claim and is dependent on the type of product/item you are shipping.
Please contact insurance@shipsimple.cafor details.
Can I insure international shipments?
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
Are there items that can not be insured?
Some items are excluded from coverage, while others require prior approval.
Excluded Commodity:
These can not be insured
- Live Plants or Animals (including reptiles, snakes, birds, insects,etc.)
- Bullion, Currency, Money, Securities, Accounts, Bills, Deeds, Evidence of Debt, Notes, Stamps, Bonds, Gift cards, etc.
- Precious Metals (gold, silver, etc. in forms of ingots, bullion, coins, etc.) Human remains (including ashes)
- Medical Samples and/or biological products/diagnostic specimens, blood, blood products, plasma, embryos, human or animal specimens or tissues, urine, bodily fluids.
- Ammunition and/or Explosives of any type
- Counterfeit, Illegal or Pirated goods or material Any item(s) the carriage of which is prohibited by any law, regulation or statute of any federal, state or local government to or through which the shipment may be carried.
- Firearms
- Industrial Diamonds / Carbons; Gems, Gemstones, Furs and Statuary Perishable items
- Pharmaceuticals Temperature controlled items
- Automobiles/Trucks/Vans/Motorcycles/ATVs (Commercial Transaction) Industrial/Commercial/Heavy Machinery and Equipment
- Precious Metals and Stones (including unfinished Jewellery)
- Cannabis
Restricted Commodity:
These may be insured with prior approval and conditions:
- Alcoholic Beverages
- Dangerous Goods
- Prescription Medication
- Tobacco Products
- Personal Effects
What does shipping insurance cover?
Our shipping insurance protects your goods against loss, theft or damage while in transit. We offer coverage up to $250,000, one of the highest limits in the industry.
Where can I see details about your coverage and policy?
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
How do I file a claim?
Filing a claim is as easy as purchasing insurance! Just click ‘File a Claim’ next to the shipment or policy in your account, provide the required information, and hit submit. We’ll take care of the rest.
Protect Your Shipment Today
Get a Quote or speak to one of our experts about your shipping insurance coverage, click below
Blog
How to Buy All Risk Shipping Insurance in 3 Easy Steps
Buy All Risk Shipping Insurance and Protect Your Bottom Line You’ve done the essential research. You understand the hidden risks of relying on standard carrier liability and the dangerous insurance gaps in common trade terms like CIF. You’ve taken the crucial step of...
Is Your CIF Insurance Enough? 5 Reasons Your Shipment is Still at Risk
Analyzing Your CIF Insurance Coverage: A Guide for Businesses Your supplier has agreed to CIF (Cost, Insurance, and Freight) terms for your latest international shipment, and on the surface, the deal seems perfect. The price includes the cost of your goods, the...
CIF Incoterms Explained: Understanding Risks & Responsibilities
What is the CIF Incoterm and How Does It Affect You? Whether your Canadian business is buying or selling goods on the global market, you've undoubtedly navigated the "alphabet soup" of shipping terms: FOB, EXW, DDP, and one of the most common, CIF. Here in mid-2025,...