Food & Beverage
Shipping Insurance
Because you're not just shipping - you're preserving freshness, safety, and your brand’s reputation.
You’re moving cold-pressed juices, temperature-sensitive ingredients, specialty spirits, or large-volume packaged goods – often under tight shelf-life windows or regulatory oversight. One broken seal, or spoiled shipment can lead to massive losses, brand damage, or compliance issues.
ShipSimple offers specialized All Risk Shipper’s Interest Insurance up to $250,000 (Parcel) $500,000 (Freight), for the food and beverage sector requiring premium coverage. Trusted by producers, distributors, and artisan brands across Canada and the U.S.
Shipping Food & Beverages Shouldn't Feel Like a Recipe for Disaster
Eliminate The Risk
Shipping food and beverage products is more than logistics – it’s about protecting quality, regulatory compliance, and customer satisfaction. One mishap can ruin your batch and your margins. Standard carrier insurance doesn’t cut it. ShipSimple does.
The Risk:
❌ Spoiled, tampered, or broken shipments with no coverage
❌ Missed deliveries that ruin batch schedules
❌ Delays that jeopardize freshness or shelf life
❌ Confusing claims and unclear exclusions
How We Help
From fresh produce and gourmet goods to alcohol, supplements, and packaged food, ShipSimple insures shipments that need to arrive right – and on time. We’re built for industries where product integrity is everything.
What We Offer:
✅ Full coverage up to $250,000 (parcel) $500,000 (freight) per shipment
✅ Fast and fair claims
✅ Coverage for local, national, and international shipments
✅ No paperwork hassle – just a few clicks to insure
✅ Works with cold chain carriers and freight providers
✅ Click here for packaging tips for Food and Beverage shipments
All Risk Shipper's Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
How it Works:
Instant Quotes
Create Account
Process Insurance
Certificate Issued
Policy Activated
Why Food & Beverage Brands Trust ShipSimple
When freshness and timing define your bottom line, generic shipping insurance isn’t enough. ShipSimple is designed to protect every case, crate, and pallet – from warehouse to doorstep.
Coverage for Perishable and High-Value Goods
We insure frozen, refrigerated, shelf-stable, and bulk products – including alcohol, dairy, plant-based, and organic goods.
Designed for Food Producers, D2C Brands, and Distributors
Whether you ship 10 boxes a month or 10 pallets a day, ShipSimple scales with your business.
Backed by the Best in the Business
We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
Industry-Leading Coverage & Financial Strength
Rated A by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
Up to $250K (Parcel) $500k (Freight) in Protection Per Shipment
Whether it’s a $10K artisanal cheese order or a $200K shipment of rare vintage wines, our coverage scales to your needs, ensuring your valuable goods are always protected.
Global Coverage with Trusted Carriers
We work with all major couriers, ensuring your shipments are insured whether they’re going across the city or across the ocean.
White-Glove Claims Support
If something goes wrong, our expert claims team works fast – resolving most claims quickly, so you can get back to business.
Simple, Instant Quotes – No Red Tape
Skip the phone calls and paperwork. Insure your art shipment in less than 2 minutes, 100% online.
5 Star Reviews
Speak for themselves — check out what other businesses are saying!
“Shipping original artwork internationally always made me nervous – until I found ShipSimple. Not only was the insurance affordable, but when a piece was damaged in transit, the claim was approved quickly. Saved me thousands.”
Marco D., Visual Artist, Montreal to Paris
“I sell rare sports cards and collectibles, and ShipSimple is the only insurance I trust. Fast coverage, fair rates, and peace of mind that if anything gets lost or damaged, I won’t take the hit.”
Jay P., Collector & eBay Power Seller, Toronto
“Our international shipment of electronics was delayed, then went missing. Without ShipSimple’s parcel insurance, we would’ve eaten the cost. Instead, the claim was easy, support was responsive, and we were made whole fast.”
Natalie K., Consumer Tech Reseller, Canada–U.S.
“A high-value sculpture arrived cracked. I submitted a claim the same day and had a response within 24 hours. ShipSimple handled everything – no runaround, no fine print. I wouldn’t ship without it.”
Jenna L., Independent Artist, Vancouver to NYCP
“I ship designer handbags to VIP clients across the globe, and losing a package would be devastating. ShipSimple’s insurance gives me peace of mind. One parcel was delayed, then damaged – they covered it fast, no pushback.”
Isabelle T., Luxury Reseller, Toronto
Your Title Goes Here
“We ship high-end watches internationally, and ShipSimple has become our go-to for insurance. Their support is responsive, the coverage is clear, and they saved us from a major loss on a $12,000 timepiece. Flawless experience.”
Kevin R., Boutique Watch Dealer, Montreal
FAQ's
What types of food and beverage products can I insure?
We cover perishable, frozen, refrigerated, and shelf-stable items including drinks, ingredients, alcohol, supplements, meal kits, and more.
Is cold chain shipping covered?
Yes – we support shipments transported via refrigerated trucks, insulated containers, or specialty couriers.
What if a shipment is spoiled or temperature compromised?
Spoilage and temperature-related damage is eligible if packaging and carrier conditions meet policy requirements.
Can I use my own courier/carrier?
You sure can! We provide insurance for shipments created with Canada’s top couriers, including Canada Post, Purolator, GLS, Loomis, and more. Click here to see the full list of approved couriers. If you don’t see your preferred courier, no problem! Just reach out to us, and we’ll work with you to coordinate coverage.
Is there a deductible or additional fees involved?
For parcel coverage, there are no deductibles, additional fees, or service charges. What you see is what you pay.
For freight coverage, a deductible may be applicable at the time of your claim and is dependent on the type of product/item you are shipping.
Please contact insurance@shipsimple.cafor details.
Can I insure international shipments?
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
Are there items that can not be insured?
Some items are excluded from coverage, while others require prior approval.
Excluded Commodity:
These can not be insured
- Live Plants or Animals (including reptiles, snakes, birds, insects,etc.)
- Bullion, Currency, Money, Securities, Accounts, Bills, Deeds, Evidence of Debt, Notes, Stamps, Bonds, Gift cards, etc.
- Precious Metals (gold, silver, etc. in forms of ingots, bullion, coins, etc.) Human remains (including ashes)
- Medical Samples and/or biological products/diagnostic specimens, blood, blood products, plasma, embryos, human or animal specimens or tissues, urine, bodily fluids.
- Ammunition and/or Explosives of any type
- Counterfeit, Illegal or Pirated goods or material Any item(s) the carriage of which is prohibited by any law, regulation or statute of any federal, state or local government to or through which the shipment may be carried.
- Firearms
- Industrial Diamonds / Carbons; Gems, Gemstones, Furs and Statuary Perishable items
- Pharmaceuticals Temperature controlled items
- Automobiles/Trucks/Vans/Motorcycles/ATVs (Commercial Transaction) Industrial/Commercial/Heavy Machinery and Equipment
- Precious Metals and Stones (including unfinished Jewellery)
- Cannabis
Restricted Commodity:
These may be insured with prior approval and conditions:
- Alcoholic Beverages
- Dangerous Goods
- Prescription Medication
- Tobacco Products
- Personal Effects
What does shipping insurance cover?
Our shipping insurance protects your goods against loss, theft or damage while in transit. We offer coverage up to $250,000, one of the highest limits in the industry.
Where can I see details about your coverage and policy?
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
How do I file a claim?
Filing a claim is as easy as purchasing insurance! Just click ‘File a Claim’ next to the shipment or policy in your account, provide the required information, and hit submit. We’ll take care of the rest.
Protect Your Shipment Today
Get a Quote or speak to one of our experts about your shipping insurance coverage, click below
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