High Value
Shipping Insurance
All Risk Shipper's Interest Insurance for Canadian Businesses.
Domestic and International Shipping Insurance for Parcel, Cargo / Freight shipments.
Safeguard your business shipments with coverage up to $250,000 (Parcel) $500,000 (Freight).
Reduce risk, streamline claims, and protect your bottom line with competitive premiums.
Shipping Insurance Made Simple:
Maximum Coverage
- Insure up to $250,000 for parcel and $500,000 for freight (per shipment)
- 20x more than couriers / carriers offer
- Use your own courier or ship with us
Multi-Courier / Carrier Protection
- Domestic and International Shipping
- Full coverage across Truck, Ocean, and Air – One solution for all modes
- One policy. All major couriers / carriers
Trusted Insurance Experts
- Backed by the Best in the Business – Our partner CNA is one of North America’s largest insurers
- AM Best and Standard & Poor ratings of “A”
- Fast and simple claims, hassle free
All Risk Shippers Interest Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
How it Works:
Instant Quotes
Create Account
Process Insurance
Certificate Issued
Policy Activated
Why Businesses Trust ShipSimple for Shipping Insurance
Up to $250K (Parcel) $500k (Freight) Coverage – 20x the courier / carrier limits.
Domestic and International Shipment Protection
Minimize Loss, Maximize Recovery – Avoid costly setbacks from damage or loss.
Multi-Courier / Carrier Coverage – Insure shipments with all major couriers
Fast, Easy Claims – Get payouts quickly — no red tape.
Flat, Low Premiums – No deductibles for parcel. Predictable, business-friendly pricing.
Build Customer Confidence – Show your customers you take shipping seriously.
Backed by the Best in the Business – We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
Industry-Leading Coverage & Financial Strength – Rated “A” by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
5 Star Reviews
Speak for themselves — check out what other businesses are saying!
“Shipping original artwork internationally always made me nervous – until I found ShipSimple. Not only was the insurance affordable, but when a piece was damaged in transit, the claim was approved quickly. Saved me thousands.”
Marco D., Visual Artist, Montreal to Paris
“I sell rare sports cards and collectibles, and ShipSimple is the only insurance I trust. Fast coverage, fair rates, and peace of mind that if anything gets lost or damaged, I won’t take the hit.”
Jay P., Collector & eBay Power Seller, Toronto
“Our international shipment of electronics was delayed, then went missing. Without ShipSimple’s parcel insurance, we would’ve eaten the cost. Instead, the claim was easy, support was responsive, and we were made whole fast.”
Natalie K., Consumer Tech Reseller, Canada–U.S.
“A high-value sculpture arrived cracked. I submitted a claim the same day and had a response within 24 hours. ShipSimple handled everything – no runaround, no fine print. I wouldn’t ship without it.”
Jenna L., Independent Artist, Vancouver to NYCP
“I ship designer handbags to VIP clients across the globe, and losing a package would be devastating. ShipSimple’s insurance gives me peace of mind. One parcel was delayed, then damaged – they covered it fast, no pushback.”
Isabelle T., Luxury Reseller, Toronto
Your Title Goes Here
“We ship high-end watches internationally, and ShipSimple has become our go-to for insurance. Their support is responsive, the coverage is clear, and they saved us from a major loss on a $12,000 timepiece. Flawless experience.”
Kevin R., Boutique Watch Dealer, Montreal
FAQ's
How is ShipSimple’s shipping insurance better than what couriers /carriers offer?
Most major couriers (like Canada Post, FedEx, or UPS) offer limited liability, often covering only $2/lb or up to $100 per shipment – regardless of the item’s actual value. That means a lost $2,000 package might only be reimbursed for $100. ShipSimple covers up to 20x more value.
With our insurance, you get true declared value coverage – up to $250,000 per shipment included for Parcels (and up to $500,000 for Freight), so you’re protected for the actual worth of your goods, not just a fixed amount.
This means fewer losses, faster claims, and real peace of mind – especially for high-value, fragile, or time-sensitive shipments.
Is ShipSimple’s insurance more cost-effective than what carriers offer?
ShipSimple offers lower rates (often 30–50% less) and covers the full declared value of your shipment – not just a portion. You get:
- Faster claims processing than standard couriers/carriers
- More flexible terms and broader coverage, including porch theft and mishandling
- Up to $250,000 in coverage for parcel and $500,000 in coverage for freight
Why should I insure if I already trust my carrier?
Even reliable carriers experience loss and damage. Carrier liability is limited (often just $2/lb or less). ShipSimple insurance ensures full value coverage—no gaps, no surprises.
Can I use my own courier?
You sure can! We provide insurance for shipments created with Canada’s top couriers, including Canada Post, Purolator, GLS, Loomis, and more. Click here to see the full list of approved couriers. If you don’t see your preferred courier, no problem! Just reach out to us, and we’ll work with you to coordinate coverage.
Is there a deductible or additional fees involved?
Parcel: Nope! There are no deductibles, additional fees, or service charges. What you see is what you pay.
Freight: A deductible may be applicable at the time of your claim and is dependent on the type of product/item you are shipping.
Please contact insurance@shipsimple.ca for details.
Can I insure international shipments?
Yes, we cover both domestic and international shipments!
International coverage is highly recommended, as there are more touchpoints and potential risks when shipping across borders. Protect your goods and your business with peace of mind.
Are there items that can not be insured?
Some items are excluded from coverage, while others require prior approval.
Excluded Commodity:
These can not be insured
- Live Plants or Animals (including reptiles, snakes, birds, insects,etc.)
- Bullion, Currency, Money, Securities, Accounts, Bills, Deeds, Evidence of Debt, Notes, Stamps, Bonds, Gift cards, etc.
- Precious Metals (gold, silver, etc. in forms of ingots, bullion, coins, etc.) Human remains (including ashes)
- Medical Samples and/or biological products/diagnostic specimens, blood, blood products, plasma, embryos, human or animal specimens or tissues, urine, bodily fluids.
- Ammunition and/or Explosives of any type
- Counterfeit, Illegal or Pirated goods or material Any item(s) the carriage of which is prohibited by any law, regulation or statute of any federal, state or local government to or through which the shipment may be carried.
- Firearms
- Industrial Diamonds / Carbons; Gems, Gemstones, Furs and Statuary Perishable items
- Pharmaceuticals Temperature controlled items
- Automobiles/Trucks/Vans/Motorcycles/ATVs (Commercial Transaction) Industrial/Commercial/Heavy Machinery and Equipment
- Precious Metals and Stones (including unfinished Jewellery)
- Cannabis
Restricted Commodity:
These may be insured with prior approval and conditions:
- Alcoholic Beverages
- Dangerous Goods
- Prescription Medication
- Tobacco Products
- Personal Effects
What does shipping insurance cover?
Our shipping insurance protects your goods against loss, theft or damage while in transit. We offer coverage up to $250,000 (Parcel) $500,000 (Freight), one of the highest limits in the industry.
Where can I see details about your coverage and policy?
Our Shipping Insurance Program Guide is always available for you to review. It contains everything you need to know about our coverage.
Still have questions? Feel free to contact us at insurance@shipsimple.ca. We’re here to help!
How do I file a claim?
Filing a claim is as easy as purchasing insurance! Just click ‘File a Claim’ next to the shipment or policy in your account, provide the required information, and hit submit. We’ll take care of the rest.
Protect Your Shipment Today
Get a Quote or speak to one of our experts about your shipping insurance coverage, click below
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