Shipping Insurance
For Parcels
All Risk Shipper's Interest Insurance for Canadian Businesses.
Domestic and International Shipping Insurance for Parcel shipments.
Safeguard your business shipments with coverage up to $250,000 in value.
Reduce risk, streamline claims, and protect your bottom line with competitive premiums.
Shipping Insurance Made Simple:
Maximum Coverage
- Insure up to $2500,000 per shipment
- 20x more than standard courier liability.
- Enjoy simple, transparent premiums – built for business.
- One platform. Full package protection.
Multi-Modal Package Protection
- Domestic and International Shipping
- Full coverage across all major couriers
- Built-in flexibility – cover full loads or partial with the same seamless package protection
Trusted Insurance Experts
- Full financial backup for loss, theft or damage
- Protect margins on every shipment
- Fast, hassle-free claims process – no endless paperwork, no runaround
All Risk Shippers Interest Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of package protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
How it Works:
Instant Quotes
Create Account
Process Insurance
Certificate Issued
Policy Activated
Why Businesses Trust ShipSimple for Shipping Insurance
Up to $250,000 in Coverage – 20x the courier limits.
Domestic and International Shipment Protection
Minimize Loss, Maximize Recovery – Avoid costly setbacks from damage or loss.
Multi-Courier Coverage – Insure shipments with all major couriers
Fast, Easy Claims – Get payouts quickly – no red tape.
Flat, Low Premiums – Predictable, business-friendly pricing.
Build Customer Confidence – Show your customers you take shipping seriously.
Backed by the Best in the Business We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
Industry-Leading Coverage & Financial Strength – Rated “A” by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
ShipSimple Parcel Insurance vs. Standard Carrier Liability
For businesses shipping individual packages, especially in e-commerce, every parcel represents a direct customer interaction. Standard courier liability offers minimal coverage, leaving you vulnerable to significant losses from damaged, lost, or stolen packages. ShipSimple provides comprehensive, stress-free parcel shipping insurance.
| Feature | ShipSimple | Standard Carrier Liability | Why This Matters for Your Freight |
| Coverage Limits | Up to $250,000 per Shipment | Typically $2/lb – $25/lb (often max $5000 per shipment) | High-Value Items: Ensures full package protection for electronics, jewelry, or specialty goods that far exceed basic limits. |
| Coverage Type | All-Risk Shipper’s Interest (Covers Most Perils) | Limited Perils (Covers only specific, few events) | Comprehensive Safeguard: Protects against common parcel risks like porch piracy, mishandling, and unexplained loss. |
| Deductibles | None | Often Applicable | True Value: No hidden costs eating into your reimbursement, ensuring you get the full value for every claim. |
| Claim Process | Fast, Easy, No Red Tape! | Slow, Complex, High Burden of Proof | Customer Satisfaction: Enables rapid resolution and reshipment, turning a potential negative experience into a positive one. |
| Proof Required | Simple Online Reporting | Extensive Documentation & Investigation | Time is Money: Spend less time on frustrating claims, more time on fulfilling orders and growing your business. |
| Payer | Backed by CNA (A-rated Global Insurer) | Carrier (Internal Process) | Reliability: Confident in secure, timely payouts from a globally recognized insurer. |
| Applicability | Covers All Major Couriers (Multi-Courier) | Limited to Specific Carrier | Flexibility: Use your preferred parcel couriers (Canada Post, UPS, FedEx, etc.) with consistent, high-level package protection. |
Cost-Benefit Analysis: The Value of Protecting Your Parcels
- With ShipSimple Parcel Insurance: Your payout would be the full $1,500, ensuring full financial recovery.
- With Standard Courier Liability: After a lengthy process, the courier will payout a maximum of $100, leaving you with a $1,400 loss.
5 Star Reviews
Speak for themselves — check out what other businesses are saying!
“We move containers overseas monthly, and marine insurance with ShipSimple is the smartest decision we’ve made. One storm-related delay led to damaged product – and we were fully covered. Their team handled it like pros.”
Raj M., Logistics Manager, Canadian Home Goods Exporter
“We insured a full container of art pieces going to Europe. When part of the cargo was affected by water damage, ShipSimple’s claim process was clear and surprisingly quick. Professional and reliable from start to finish.”
Elena G., International Art Dealer, Toronto
“One of our refrigerated shipments of organic products failed due to a temperature spike in transit. We had ShipSimple freight insurance, and it saved us from a total loss. Quick claim turnaround, no drama.”
Chris L., Operations, Natural Food Company, BC
“Shipping machinery across provinces is expensive and risky. One of our loads was mishandled, and without insurance, we’d be down $18,000. ShipSimple covered it – no finger-pointing, just fast resolution.”
Andre P., Equipment Supplier, Alberta
“We had a high-value freight load damaged during cross-border transit. ShipSimple’s cargo insurance came through – fast claim, full payout, zero hassle. I now insure every shipment without question.”
Laura C., Supply Chain Director, Automotive Parts Exporter
“We ship temperature-sensitive freight weekly. One route delay almost ruined the shipment — but our insurance with ShipSimple covered the loss. Fast support, great communication, and zero out-of-pocket cost.”
Mel D., Logistics Coordinator, Specialty Foods Distributor
FAQ's
What is parcel shipping insurance and why do I need it?
Parcel shipping insurance protects the full value of your shipment against loss, theft, or damage in transit. Unlike carrier liability, which is limited and full of exclusions, all-risk coverage ensures you get reimbursed for the actual declared value.
How is ShipSimple parcel insurance different from carrier coverage?
Carriers typically only offer limited liability (often as low as $2/lb). With ShipSimple’s all-risk shipper’s interest coverage, you’re protected for the full value of your goods, not just pennies on the dollar.
What does all-risk coverage mean for parcel shipments?
“All-risk” means we cover nearly every type of loss — theft, damage, non-delivery, or mysterious disappearance — as long as the goods are properly packed and declared. It’s the broadest form of protection available.
What types of parcels can I insure?
We cover a wide range of parcel shipments, including electronics, jewelry, artwork, instruments, medical devices, and other high-value items. If it’s valuable to you, we’ll help protect it.
How much does parcel shipping insurance cost?
Our rates are competitive and typically just a small percentage of the shipment’s value, between 1-2% — often much less than what carriers charge for inferior coverage. A few dollars upfront can save you thousands if something goes wrong.
How do I file a claim if something happens?
Filing a claim with ShipSimple is quick, automated and straightforward. You’ll get a dedicated claims process with real people helping you, and payouts are based on the insured value - not carrier limits.
Can I insure parcels shipped through any carrier?
Yes. Whether you use FedEx, UPS, DHL, Canada Post, or another courier, we provide consistent all-risk coverage across carriers. That means you’re not locked into one provider’s terms.
Is my parcel covered for international shipments?
Absolutely. We provide all-risk shipper’s interest insurance for both domestic and international parcel shipments, so your goods are protected from door to door.
What’s not covered by parcel shipping insurance?
Exclusions are minimal, but generally include improper packing, inherent vice (items that damage themselves), and illegal or restricted goods. We’ll walk you through what qualifies to keep it clear and simple. Click here to learn more.
How do I get covered today?
Getting coverage is fast — just create your free ShipSimple account, get an instant quote, use our automated process, and you’re insured. No long forms, no red tape, just instant protection for your parcels.
Protect Your Shipment Today
Get a Quote or speak to one of our experts about your shipping insurance coverage, click below
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