Shipping Insurance
For Freight & Cargo
All Risk Shipper's Interest Insurance for Canadian Businesses.
Domestic and International Shipping Insurance for your freight/cargo, via land, ocean and air.
Safeguard your business shipments with coverage up to $500,000 in value.
Reduce risk, streamline claims, and protect your bottom line with competitive premiums.
Shipping Insurance Made Simple:
Maximum Coverage
- Insure up to $500,000 per shipment
- 20x more than standard carrier liability.
- Enjoy simple, transparent premiums – built for business.
- One platform. Full protection.
Multi-Modal Protection
- Domestic and International Shipping
- Full coverage across Truck, Ocean, and Air – One solution for all modes
- Built-in flexibility – cover full loads or partial with the same seamless protection
Trusted Insurance Experts
- Full financial backup for loss, theft or damage
- Protect margins on every shipment
- Fast, hassle-free claims process — no endless paperwork, no runaround
All Risk Shippers Interest Insurance
ShipSimple specializes in All-Risk Shipper’s Interest Insurance, which is a comprehensive type of parcel, cargo / freight shipping insurance designed to protect the shipper’s (cargo owner’s) financial interest in their goods during transit, regardless of who is at fault for loss or damage.
Here’s what it means to you:
“All-Risk” Coverage: This is the broadest form of protection available. Essentially, it covers all physical loss or damage to your goods from any external cause, unless that cause is specifically excluded in the policy. Common exclusions usually involve things like improper packaging, acts of war, government seizures, or inherent defects in the goods themselves.
“Shippers Interest”: This part is key. It means the policy directly protects you, the owner of the cargo. This is a big difference from the basic insurance a carrier (like a trucking company or shipping line) has. A carrier’s liability insurance typically only pays out if they were negligent, and often has very low limits. Shippers interest insurance, however, pays you directly, regardless of who was at fault, and usually covers the full declared value of your goods.
How it Works:
Instant Quotes
Create Account
Process Insurance
Certificate Issued
Policy Activated
Why Businesses Trust ShipSimple for Shipping Insurance
Up to $250K (Parcel) $500k (Freight) Coverage – 20x the courier / carrier limits.
Domestic and International Shipment Protection
Minimize Loss, Maximize Recovery – Avoid costly setbacks from damage or loss.
Multi-Courier / Carrier Coverage – Insure shipments with all major couriers
Fast, Easy Claims – Get payouts quickly – no red tape.
Flat, Low Premiums – Predictable, business-friendly pricing.
Build Customer Confidence – Show your customers you take shipping seriously.
Backed by the Best in the Business We partner with CNA, one of the largest U.S. commercial insurers serving Canada, the U.S., and Europe. Your shipments are protected by an elite, globally trusted name in insurance.
Industry-Leading Coverage & Financial Strength – Rated “A” by AM Best and A by Standard & Poor’s, our policies reflect the strongest financial stability in the insurance world. That means your payouts are reliable, fast, and safe.
ShipSimple Freight Insurance vs. Standard Carrier Liability
For businesses moving bulk goods, heavy machinery, or entire pallets, freight shipments represent significant inventory value and critical supply chain links. Standard carrier liability for freight is often limited by weight, leaving you exposed to massive financial losses. ShipSimple provides comprehensive, “All-Risk” freight shipping insurance. See a clear comparison below
| Feature | ShipSimple | Standard Carrier Liability | Why This Matters for Your Freight |
| Coverage Limits | Up to $500,000 per Shipment | Typically $2/lb – $25/lb (often max $5000 per shipment) | Massive Value: Protecting cargo that can be worth hundreds of thousands. |
| Coverage Type | All-Risk Shipper’s Interest (Covers Most Perils) | Limited Perils (Covers only specific, few events) | Comprehensive Safeguard: Protects against a wide range of risks, including damage, theft and loss. |
| Deductibles | Applicable | Applicable | Managed Risk: Your maximum exposure is clearly defined and significantly lower than an uninsured loss. |
| Claim Process | Fast, Easy, No Red Tape! | Slow, Complex, High Burden of Proof | Business Continuity: Expedites financial recovery of critical inventory and minimizing delays. |
| Proof Required | Simple Online Reporting | Extensive Documentation & Investigation | Operational Efficiency: Less administrative burden, freeing up your logistics team. |
| Payer | Backed by CNA (A-rated Global Insurer) | Carrier (Internal Process) | Reliability: Confidence in secure, timely payouts from a globally recognized insurer. |
| Applicability | Covers All Major Carriers (Multi-Carrier) | Limited to Specific Carrier | Flexible Logistics: Works with all your chosen LTL, FTL, ocean, or air freight carriers, simplifying your insurance management. |
Cost-Benefit Analysis: The Value of Protecting Your Freight
- With ShipSimple Freight Insurance: Your payout would be the full $100,000 (minus any applicable deductible), ensuring full financial recovery.
- With Standard Carrier Liability: A total loss of a $100,000 shipment would result in a payout of as little as $500 to $5,000, leaving your business to absorb a catastrophic loss of over $95,000.”
5 Star Reviews
Speak for themselves — check out what other businesses are saying!
“We move containers overseas monthly, and marine insurance with ShipSimple is the smartest decision we’ve made. One storm-related delay led to damaged product – and we were fully covered. Their team handled it like pros.”
Raj M., Logistics Manager, Canadian Home Goods Exporter
“We insured a full container of art pieces going to Europe. When part of the cargo was affected by water damage, ShipSimple’s claim process was clear and surprisingly quick. Professional and reliable from start to finish.”
Elena G., International Art Dealer, Toronto
“One of our refrigerated shipments of organic products failed due to a temperature spike in transit. We had ShipSimple freight insurance, and it saved us from a total loss. Quick claim turnaround, no drama.”
Chris L., Operations, Natural Food Company, BC
“Shipping machinery across provinces is expensive and risky. One of our loads was mishandled, and without insurance, we’d be down $18,000. ShipSimple covered it – no finger-pointing, just fast resolution.”
Andre P., Equipment Supplier, Alberta
“We had a high-value freight load damaged during cross-border transit. ShipSimple’s cargo insurance came through – fast claim, full payout, zero hassle. I now insure every shipment without question.”
Laura C., Supply Chain Director, Automotive Parts Exporter
“We ship temperature-sensitive freight weekly. One route delay almost ruined the shipment — but our insurance with ShipSimple covered the loss. Fast support, great communication, and zero out-of-pocket cost.”
Mel D., Logistics Coordinator, Specialty Foods Distributor
FAQ's
FAQ 1: What is ShipSimple and how does it help with parcel shipping?
ShipSimple is an online shipping platform that lets you easily book and manage parcel shipments with all major carriers in one place. We simplify the process, save you time, and help you find the best rates with built-in shipping insurance options.
FAQ 2: Which carriers can I ship parcels with through ShipSimple?
We work with the top Canadian couriers such as Purolator, Canada Post, GLS, Loomis and DHL, giving you access to competitive rates and flexible delivery options without needing multiple accounts or contracts.
FAQ 3: Is there a minimum shipping volume to use ShipSimple?
No, there are no contracts and no minimums. Whether you ship one parcel or hundreds, you can use ShipSimple whenever you need it.
FAQ 4: How does parcel shipping insurance work with ShipSimple?
We offer integrated shipping insurance up to $250K per parcel, protecting you against loss or damage. You can add coverage during booking, and our team handles claims quickly and easily.
FAQ 5: Can I track my parcels after booking?
Yes, you’ll get real-time tracking for every parcel shipped through ShipSimple, all in one convenient dashboard.
FAQ 6: What types of businesses use ShipSimple for parcel shipping?
ShipSimple is ideal for eCommerce stores, small / medium businesses, and growing enterprises looking for fast, reliable shipping solutions without complex contracts.
FAQ 7: Do I need my own carrier account to ship parcels with ShipSimple?
No, we offer shipping using our carrier accounts. We offer flexibility to fit your shipping needs.
FAQ 8: How fast can I start shipping with ShipSimple?
You can create a free account and start shipping the same day - no setup fees, no waiting.
FAQ 9: Are there any hidden fees?
No. ShipSimple offers transparent, upfront pricing with no surprise charges or long-term commitments.
FAQ 10: What is Bulk Shipping?
Bulk shipping labels allow you to generate multiple shipping labels at once, saving time and reducing manual entry when processing high volumes of orders. For more information, click here to contact us.
FAQ 11: Who should use bulk shipping labels?
Anyone managing large order volumes - such as eCommerce businesses, warehouses, fulfillment centers, or subscription box companies - can benefit from bulk shipping labels.
FAQ 12: Does ShipSimple have Shopify App?
Yes, ShipSimple has a dedicated Shopify app! You can easily connect your Shopify store to streamline your shipping insurance process, automate coverage for every order, and protect high-value shipments with just a few clicks. It's fast, reliable, and built to work seamlessly in your Shopify workflow. Click here to see our Shopify App Store listing
FAQ 13: Are there any fees for ShipSimple's Shopify Shipping App?
No, ShipSimple’s Shopify Shipping App does not charge any installation or subscription fees; instead, users pay solely based on their usage, with charges applied as they purchase labels, ensuring a flexible and cost-effective approach to shipping management.
Protect Your Shipment Today
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