Buy All Risk Shipping Insurance and Protect Your Bottom Line
You’ve done the essential research. You understand the hidden risks of relying on standard carrier liability and the dangerous insurance gaps in common trade terms like CIF. You’ve taken the crucial step of calculating your shipment’s Total Insurable Value to ensure complete financial protection. You are now at the final, most important stage of the process: securing the right protection from the right partner.
For many businesses, this is where momentum stalls. The thought of buying proper insurance often brings to mind a slow, old-fashioned process. It conjures images of calling brokers, filling out confusing, multi-page application forms, waiting days for a simple quote, and then trying to decipher a policy filled with complex jargon.
This guide is here to shatter that myth. Here in July 2025, modern technology has completely revolutionized and simplified this process. We will show you why ShipSimple is the new standard for business shipping insurance and walk you through the three incredibly easy steps to buy All Risk shipping insurance online, getting you full coverage in just a few minutes.
Before You Buy: A Quick 2-Point Checklist
To ensure you get the perfect coverage, let’s quickly confirm two key points. This simple preparation will make the buying process fast, easy, and effective.
1. Have You Calculated Your Total Insurable Value?
This is the most important number you will need. As we detailed in our guide, “Is CIF Insurance Enough?”, the goal of insurance is to be made financially whole after a loss. This means protecting not just the value of your product, but also the non-refundable shipping costs you’ve paid.
Before proceeding, quickly calculate your Total Insurable Value (TIV) using this simple formula:
C (Cost of your Cargo/Product) + F (Cost of the Freight) = Your Total Insurable Value
Knowing this number is the key to getting the right amount of coverage. It ensures that if a total loss occurs, you receive a payout that covers your entire investment in that shipment, protecting your cash flow and profit margin.
2. Have You Confirmed Your Policy is “All Risk”?
The second crucial point is to ensure you are buying the right type of policy. As we’ve discussed, basic “Named Peril” policies are full of loopholes and only cover a small list of specific events.
For any valuable business shipment, you should never settle for less than All Risk coverage. This is the gold standard, providing the broadest form of protection available. It covers any and all external causes of loss or damage, unless a cause is on a short and specific list of exclusions (like improper packing). When you get a quote through ShipSimple, you can be confident you are being quoted for comprehensive, top-tier All Risk protection.
The ShipSimple Advantage: Why Buying Insurance Here is Different
The decision to buy All Risk shipping insurance is smart. Choosing to do it through a modern, integrated platform is what makes it simple and efficient.
The Problem with the Traditional Insurance Process
The old way of securing shipping insurance was a major operational headache. The typical process involved:
- Finding and vetting a third-party insurance broker.
- Manually submitting an application with all your shipment details via email or a clunky online portal.
- Waiting hours, or even days, for the broker to shop for rates and return with a quote.
- Receiving a complicated policy document to review.
- Booking your shipment on a completely separate platform.
This process is slow, fragmented, inefficient, and creates unnecessary administrative work that pulls you away from your core business.
The ShipSimple Solution: Integrated, Instant, and Intelligent
We experienced these frustrations firsthand, which is why we built ShipSimple differently. Our platform provides a unified solution where insurance is not a separate chore but a seamless and integrated feature of your shipping workflow.
- Integrated: You can add full All Risk protection while you’re in the process of booking your shipment. There are no separate websites to visit, no new logins to remember, and no duplicate data entry.
- Instant: There is no waiting. The moment you enter your shipment details and desired coverage value, our system provides an instant, transparent quote for All Risk coverage right on the screen.
- Intelligent: Our platform securely saves your details and preferences. This makes insuring future shipments even faster, often taking just a few clicks.
Beyond the Purchase: Our “White-Glove” Claims Support
Most importantly, when you buy a policy from ShipSimple, you’re gaining more than just coverage; you’re gaining a dedicated Canadian partner. Should you ever need to make a claim, you won’t be directed to a faceless international call centre. You will work with our in-house support team, based right here in Brantford, Ontario. We understand the value of your time and the urgency of a claim. Our team will guide you through our simplified process and advocate on your behalf to ensure a fast and fair resolution. This level of accessible, expert support is the true protection behind the policy.
How to Buy All Risk Shipping Insurance in 3 Easy Steps
You are now fully prepared. You have your Total Insurable Value calculated and you understand the importance of All Risk coverage. Here is the incredibly simple, three-step process to get your shipment fully protected.
Step 1: Create Your Free ShipSimple Account & Enter Shipment Details
If you’re not already a user, the first step is to create your free ShipSimple account. There is no cost or obligation to sign up, and it gives you immediate access to our entire suite of shipping and insurance tools.
Once you’re logged in, simply begin the process of creating a shipment as you normally would. You will enter your package’s origin, its destination, and its weight and dimensions. This is the same basic information you would need to provide on any shipping platform.
Step 2: Enter Your “Total Insurable Value” & Get Your Instant Quote
This is the key step where the magic happens. As you move through the shipping workflow, you will see a dedicated field to add insurance. In this field, simply enter the Total Insurable Value that you calculated earlier (your Cargo Cost + Freight Cost).
The moment you enter this value, our system instantly calculates and displays the precise cost for full, door-to-door All Risk coverage. The price is shown clearly and transparently as part of your total shipping cost. There are no hidden fees, and there is no waiting for a quote. This is the fastest way to get an all risk shipping insurance quote in Canada.
Step 3: Confirm and Book Your Fully Insured Shipment
With your shipping and insurance costs clearly displayed, you are ready to complete the process. With one final click to confirm, you can book your shipment. In that single action:
- Your comprehensive All Risk insurance policy is instantly activated.
- Your shipping label is immediately generated.
- Your business, your revenue, and your customer relationship are fully protected.
The entire process, from getting a quote to having active coverage, can take less than 60 seconds.
Conclusion: Your Easiest Decision in Shipping
Here in mid-2025, running a successful business in Canada means mastering efficiency and managing risk. Customer expectations are higher than ever, and the stability of supply chains can never be taken for granted. In this environment, the choice you make about protecting your shipments is more than a minor detail—it’s a fundamental part of your business strategy. You can continue down the path of uncertainty, or you can choose the path of confidence.
The path of uncertainty is a familiar one. It’s the quiet anxiety you feel every time a high-value package leaves your facility, hoping it reaches its destination safely. It’s the operational scramble and financial panic that ensues when a customer calls about a lost or damaged shipment. This path means your cash flow is constantly exposed to the risk of a single incident wiping out your profits, and your team’s valuable time is spent on the frustrating, often fruitless, process of fighting for a claim.
Contrast that with the path of confidence. This is the peace of mind that comes from knowing every shipment is fully protected for its true value before it even leaves your door. It’s the ability to turn a customer’s problem into a moment of exceptional service, confidently saying, “No problem, a replacement is on its way,” because you know your investment is secure. When you buy All Risk shipping insurance through an integrated partner, a potential crisis becomes a simple, manageable action item.
Ultimately, the decision to use ShipSimple is an investment in three of your most valuable business assets:
- Your Financial Resilience: Protecting your cash flow and profit margins from unforeseen shocks.
- Your Brand Reputation: Building a name for reliability and outstanding customer care.
- Your Time: Freeing yourself and your team from administrative headaches to focus on innovation, sales, and growth.
Buying comprehensive shipping insurance no longer needs to be a complicated, old-fashioned process. ShipSimple provides a modern, integrated solution that gives businesses like yours, right here in Ontario and across Canada, access to top-tier All Risk coverage with unparalleled ease and speed. You’ve already made the smart decision to protect your business; now you can execute it in the smartest way possible. Don’t leave your shipments to chance for another day.
–> Get Your Instant All Risk Shipping Insurance Quote Now!
Additional Resources
- Business Development Bank of Canada (BDC) – The Importance of a Great Customer Service Experience
https://www.bdc.ca/en/articles-tools/marketing-sales-export/sales/great-customer-service-experience-7-tips- This guide from the BDC reinforces the value of a positive customer experience, supporting the importance of ShipSimple’s “white-glove” claims process as a key part of our service.
- Harvard Business Review – The Age of Continuous Connection
https://hbr.org/2022/05/the-age-of-continuous-connection- This HBR article discusses how integrated digital platforms are transforming customer expectations and business efficiency, validating the modern, seamless approach ShipSimple takes to bundling shipping and insurance.
- Canadian Chamber of Commerce – Resources for Business
https://chamber.ca/- As a key advocate for Canadian businesses, the Chamber of Commerce provides resources that highlight the importance of managing risk and adopting efficient technologies to compete in the modern economy.
